Responsible identities
Complete insurer, agency, producer, and policy-form names for each option
Copy facts only into your private records; do not type figures or identifiers here.
Two policies need more than one discount number
Prepare a home and auto bundle comparison without inventing savings.
Organize responsible identities, dates, policy terms, coordination, underwriting questions, service, and written-price questions before an authorized professional requests sensitive details.
No premium enteredNo discount calculatedNo application submitted
Compare terms before the discount
Organize two policies without inventing savings.
Record question status only. Nothing is saved or transmitted, and premiums or underwriting details do not belong here.
Next processMatch both policies' fields before comparing the written price.
0 discussed0 copied0 questions8 not reviewed
Timing and continuity
Effective dates, renewal dates, cancellation/nonrenewal notices, and no-gap questions
Copy facts only into your private records; do not type figures or identifiers here.
Residence policy
Property, liability, loss-of-use, deductible, valuation, sublimit, endorsement, and exclusion questions
Copy facts only into your private records; do not type figures or identifiers here.
Auto policy
Liability, uninsured motorist, physical damage, deductible, rental, towing, driver, and vehicle questions
Copy facts only into your private records; do not type figures or identifiers here.
Cross-policy coordination
Umbrella, shared liability, household, billing, claims contact, and policy-separation questions
Copy facts only into your private records; do not type figures or identifiers here.
Underwriting facts
Ask which property, occupancy, driver, vehicle, loss, and mitigation facts the authorized recipient needs
Copy facts only into your private records; do not type figures or identifiers here.
Service and claims
Billing, changes, certificates, claims reporting, adjuster, repair, complaint, and escalation questions
Copy facts only into your private records; do not type figures or identifiers here.
Written price comparison
Match terms first, then ask for written separate-policy and combined-policy totals, fees, discounts, and conditions
Copy facts only into your private records; do not type figures or identifiers here.
Official California starting points
Compare written terms, not an isolated percentage.
CDI explains that sample surveys are not quotes and that actual premium depends on the risk and insurer. A multi-policy discount may exist, but only matched written quotes and issued policies show total price and terms for a consumer.
CDI premium comparison toolsOfficial sample-premium research; survey results are not personalized quotes↗CDI residential insurance shopping guidanceOfficial shopping considerations, including asking about multi-policy discounts↗CDI automobile insurance guideOfficial written-quote, policy-comparison, discount, and license-check guidance↗Verify an insurance licenseCheck the actual California license before service↗
Optional licensed follow-up
Request a bundle conversation with minimal public data.
Use the lead request only for the product category, ZIP code, timing, and contact rules. Premiums, policy numbers, drivers, vehicles, addresses, loss details, and documents belong in an identified authorized workflow.
Public-request boundaryNo quote or discount promisedNo coverage recommendationNo application identifiersNo recipient beyond one without permission